Time poor’ is the catch-cry of our era, and yet end-of-life retirement means we have an average of two decades of feeling time rich to look forward to… when we’re old.

But there is an alternative to working your butt off for decades and retiring when you’re worn out. It’s called financial independence, and it means being able to cover life’s essentials and afford the luxuries you want without having to turn up to a job each day.

Lacey brings an easy to understand approach to getting in the game of making the most of your money, all based around your current circumstances.  This is playing the long game with building a buffer, investments and creating a life where you run your money, it doesn’t run you.